:root {
  --forest-950: #172a24;
  --forest-900: #20362f;
  --forest-800: #28483e;
  --forest-700: #355b4e;
  --sage-500: #8d9e92;
  --sage-300: #c8d0c9;
  --sage-150: #e4e9e5;
  --cream-100: #f8f4ec;
  --cream-50: #fcfaf6;
  --paper: #fffdf8;
  --copper-600: #9f6a42;
  --copper-500: #b78353;
  --copper-300: #d8b991;
  --ink: #26302b;
  --muted: #667068;
  --border: #dfe3dd;
  --danger: #9b3f36;
  --success: #3b6b50;
  --shadow-sm: 0 8px 24px rgba(24, 47, 39, .07);
  --shadow-md: 0 20px 55px rgba(24, 47, 39, .12);
  --radius: 20px;
  --radius-sm: 12px;
  --serif: Georgia, 'Times New Roman', serif;
  --sans: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: linear-gradient(180deg, #f8f5ef 0, #fffdf8 42rem, #f8f5ef 100%);
  font-family: var(--sans);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
body.modal-open { overflow: hidden; }
a { color: var(--forest-700); text-underline-offset: 3px; }
a:hover { color: var(--copper-600); }
button, input, select { font: inherit; }
button { cursor: pointer; }
img, canvas { max-width: 100%; }
[hidden] { display: none !important; }

.skip-link {
  position: fixed; left: 12px; top: 12px; z-index: 9999; padding: 10px 14px; background: var(--paper); color: var(--forest-950);
  border-radius: 10px; transform: translateY(-160%); transition: transform .2s;
}
.skip-link:focus { transform: translateY(0); }

.site-header {
  position: sticky; top: 0; z-index: 50; backdrop-filter: blur(16px); background: rgba(252, 250, 246, .91); border-bottom: 1px solid rgba(40, 72, 62, .08);
}
.header-inner { max-width: 1240px; margin: auto; padding: 10px 24px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; color: var(--forest-950); }
.brand-logo { display: block; width: auto; height: 40px; max-width: min(38vw, 150px); object-fit: contain; }
.header-link { display: inline-flex; gap: 7px; align-items: center; text-decoration: none; font-weight: 700; font-size: .9rem; }

.hero { position: relative; overflow: hidden; padding: 78px 24px 54px; }
.hero::before, .hero::after {
  content: ''; position: absolute; border: 1px solid rgba(40,72,62,.10); border-radius: 50%; pointer-events: none;
}
.hero::before { width: 520px; height: 520px; right: -190px; top: -250px; }
.hero::after { width: 330px; height: 330px; left: -185px; bottom: -165px; }
.hero-inner { max-width: 1040px; margin: auto; text-align: center; position: relative; z-index: 1; }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; color: var(--copper-600); font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow::before { content: ''; width: 28px; height: 1px; background: currentColor; }
.hero h1 { font: 600 clamp(2.55rem, 6vw, 5.1rem)/.99 var(--serif); letter-spacing: -.045em; margin: 18px auto 18px; max-width: 900px; color: var(--forest-950); }
.hero p { max-width: 760px; margin: 0 auto; font-size: clamp(1rem, 2vw, 1.2rem); color: #536058; }
.trust-row { margin-top: 28px; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.trust-pill, .privacy-pill { display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px; border-radius: 999px; background: rgba(255,255,255,.68); border: 1px solid var(--border); color: #556159; font-size: .84rem; }
.trust-pill svg, .privacy-pill svg { width: 16px; height: 16px; }

.calculator-wrap { max-width: 1240px; margin: 0 auto; padding: 0 24px 68px; }
.app-loading { max-width: 820px; margin: 0 auto; background: var(--paper); border: 1px solid var(--border); box-shadow: var(--shadow-sm); border-radius: var(--radius); padding: 32px; text-align: center; }
.loading-dot { width: 10px; height: 10px; display: inline-block; margin: 0 3px; border-radius: 50%; background: var(--forest-700); animation: pulse 1s infinite alternate; }
.loading-dot:nth-child(2) { animation-delay: .16s; }.loading-dot:nth-child(3){animation-delay:.32s}
@keyframes pulse { to { opacity: .25; transform: translateY(-4px); } }
.error-card { border: 1px solid #e8c7c1; background: #fff8f6; padding: 18px; border-radius: 14px; text-align: left; }
.error-card strong { color: var(--danger); }

.app-shell { display: grid; grid-template-columns: 250px minmax(0, 1fr); gap: 28px; align-items: start; }
.progress-sidebar { position: sticky; top: 92px; }
.progress-card { background: var(--forest-950); color: #fff; border-radius: var(--radius); padding: 23px; box-shadow: var(--shadow-md); }
.progress-card .privacy-pill { background: rgba(255,255,255,.08); color: #e8eee9; border-color: rgba(255,255,255,.12); margin-top: 18px; font-size: .76rem; }
.progress-meta { display: flex; align-items: center; justify-content: space-between; font-size: .76rem; color: #c7d2cc; margin-bottom: 10px; }
.progress-track { height: 6px; border-radius: 999px; background: rgba(255,255,255,.12); overflow: hidden; margin-bottom: 22px; }
.progress-fill { height: 100%; width: 0; background: var(--copper-300); border-radius: inherit; transition: width .35s ease; }
.progress-list { display: grid; gap: 4px; }
.progress-step { width: 100%; border: 0; background: transparent; color: #c5d1cb; display: grid; grid-template-columns: 31px 1fr; gap: 10px; align-items: center; text-align: left; padding: 9px 4px; border-radius: 10px; }
.progress-step:hover { background: rgba(255,255,255,.05); }
.progress-step .num { display: grid; place-items: center; width: 29px; height: 29px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; font-size: .75rem; }
.progress-step .label { font-size: .84rem; font-weight: 700; }
.progress-step.is-active { color: #fff; }
.progress-step.is-active .num { background: var(--copper-500); border-color: var(--copper-500); }
.progress-step.is-complete .num { background: rgba(255,255,255,.12); }
.live-estimate { margin-top: 22px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.1); }
.live-estimate span { display: block; color: #afbeb6; font-size: .72rem; text-transform: uppercase; letter-spacing: .09em; }
.live-estimate strong { display: block; font: 600 1.85rem/1.1 var(--serif); margin: 5px 0; }
.live-estimate small { color: #afbeb6; }
.live-mini-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-top: 13px; }
.live-mini-grid div { background: rgba(255,255,255,.06); border-radius: 10px; padding: 9px; }
.live-mini-grid strong { font: 700 .92rem var(--sans); margin: 2px 0 0; }

.mobile-progress { display: none; margin-bottom: 14px; background: var(--paper); border: 1px solid var(--border); border-radius: 14px; padding: 12px 14px; box-shadow: var(--shadow-sm); }
.mobile-progress-top { display: flex; justify-content: space-between; font-size: .82rem; margin-bottom: 8px; }
.mobile-progress .progress-track { margin: 0; background: var(--sage-150); }
.mobile-progress .progress-fill { background: var(--forest-700); }

.wizard-main { min-width: 0; }
.wizard-step { background: var(--paper); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-sm); padding: clamp(24px, 4vw, 42px); animation: stepIn .28s ease both; }
@keyframes stepIn { from { opacity: 0; transform: translateY(7px); } }
.step-kicker { color: var(--copper-600); font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .13em; }
.step-header { margin-bottom: 28px; }
.step-header h2 { font: 600 clamp(1.85rem, 4vw, 3rem)/1.08 var(--serif); letter-spacing: -.03em; color: var(--forest-950); margin: 7px 0 10px; }
.step-header p { margin: 0; color: var(--muted); max-width: 720px; }

.field-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.field { display: grid; gap: 7px; font-size: .86rem; font-weight: 700; color: #455048; }
.field input, .field select, select.field-input, input.field-input {
  width: 100%; border: 1px solid #cfd6d0; border-radius: 12px; background: #fff; color: var(--ink); padding: 12px 13px; outline: none; transition: border .2s, box-shadow .2s, background .2s;
}
.field input:focus, .field select:focus, select.field-input:focus, input.field-input:focus { border-color: var(--forest-700); box-shadow: 0 0 0 3px rgba(53, 91, 78, .12); }
.field input:disabled, .field select:disabled { background: #f3f3ef; color: #8a918c; cursor: not-allowed; }
.help-text { color: var(--muted); font-size: .76rem; font-weight: 500; }

.location-card { display: grid; grid-template-columns: 1fr auto; gap: 20px; align-items: center; margin-top: 22px; background: var(--cream-100); border: 1px solid #e5dfd5; padding: 17px; border-radius: 15px; }
.location-card strong { display: block; color: var(--forest-950); }
.location-card p { margin: 3px 0 0; color: var(--muted); font-size: .85rem; }
.state-method-badge { display: inline-flex; padding: 7px 10px; border-radius: 999px; background: #fff; border: 1px solid var(--border); color: var(--forest-700); font-weight: 800; font-size: .75rem; }
.text-button { border: 0; background: transparent; padding: 0; color: var(--forest-700); text-decoration: underline; text-underline-offset: 4px; font-weight: 800; }

.choice-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-top: 20px; }
.choice-card { position: relative; display: grid; grid-template-columns: 42px 1fr; gap: 12px; align-items: start; border: 1px solid var(--border); background: #fff; border-radius: 15px; padding: 16px; cursor: pointer; transition: .2s ease; }
.choice-card:hover { transform: translateY(-1px); border-color: #bdc8c0; box-shadow: 0 9px 22px rgba(40,72,62,.07); }
.choice-card.is-selected { border-color: var(--forest-700); background: #f4f7f4; box-shadow: 0 0 0 2px rgba(53,91,78,.06); }
.choice-card input { position: absolute; opacity: 0; pointer-events: none; }
.choice-card:has(input:focus-visible) { outline: 3px solid rgba(53,91,78,.2); outline-offset: 2px; }
.choice-icon { width: 40px; height: 40px; display: grid; place-items: center; border-radius: 12px; background: var(--cream-100); color: var(--copper-600); font-size: 1.2rem; }
.choice-card strong { display: block; color: var(--forest-950); }
.choice-card small { display: block; color: var(--muted); font-size: .76rem; margin-top: 4px; line-height: 1.4; }

.preview-card { margin-top: 20px; background: var(--forest-950); color: #fff; border-radius: 16px; padding: 19px; display: flex; justify-content: space-between; align-items: center; gap: 18px; }
.preview-card span { color: #c3d0c9; font-size: .8rem; }
.preview-card strong { font: 600 1.8rem var(--serif); }

.section-intro { display: flex; align-items: end; justify-content: space-between; gap: 20px; margin: 30px 0 12px; }
.section-intro:first-of-type { margin-top: 0; }
.section-intro h3 { font: 600 1.35rem var(--serif); margin: 0; color: var(--forest-950); }
.section-intro p { margin: 3px 0 0; font-size: .82rem; color: var(--muted); }
.starting-point-note { display: inline-flex; gap: 7px; align-items: center; color: var(--muted); font-size: .78rem; background: var(--cream-100); border-radius: 999px; padding: 7px 10px; white-space: nowrap; }
.cost-list { display: grid; gap: 12px; }
.cost-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(240px, 320px); gap: 24px; padding: 19px; border: 1px solid var(--border); border-radius: 16px; background: #fff; transition: opacity .2s, box-shadow .2s, transform .2s; }
.cost-row:hover { box-shadow: 0 11px 28px rgba(34,57,49,.06); }
.cost-row.is-muted { opacity: .66; background: #fafaf7; }
.cost-title-line { display: flex; align-items: center; gap: 8px; }
.cost-title-line h4 { margin: 0; font-size: 1rem; color: var(--forest-950); }
.tooltip-button { position: relative; width: 22px; height: 22px; border-radius: 50%; border: 1px solid var(--border); background: var(--cream-50); color: var(--muted); font-size: .72rem; font-weight: 900; padding: 0; }
.tooltip-button::after { content: attr(data-tooltip); position: absolute; z-index: 30; left: 50%; bottom: calc(100% + 10px); transform: translateX(-50%); width: min(330px, 72vw); padding: 10px 11px; border-radius: 10px; background: var(--forest-950); color: #fff; text-align: left; line-height: 1.35; font-weight: 500; font-size: .74rem; box-shadow: var(--shadow-md); opacity: 0; pointer-events: none; transition: opacity .15s; }
.tooltip-button:hover::after, .tooltip-button:focus-visible::after { opacity: 1; }
.badge-row { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 8px; }
.data-badge, .confidence-badge, .included-pill { display: inline-flex; align-items: center; width: fit-content; padding: 4px 7px; border-radius: 999px; font-size: .65rem; font-weight: 800; letter-spacing: .02em; }
.badge-state { background: #e8f2ea; color: #35624a; }
.badge-regional { background: #edf0ec; color: #536157; }
.badge-national { background: #f4eadf; color: #805c3e; }
.confidence-badge { border: 1px solid var(--border); background: #fff; color: var(--muted); }
.estimate-line { display: flex; align-items: baseline; gap: 8px; margin: 11px 0 1px; }
.estimate-line strong { color: var(--forest-950); font-size: .96rem; }
.estimate-line span, .range-line { color: var(--muted); font-size: .75rem; }
.range-line { margin: 3px 0 5px; }
.source-link { font-size: .72rem; font-weight: 700; text-decoration: none; }
.cost-row-controls { display: grid; gap: 10px; align-content: start; }
.row-control-top { display: flex; justify-content: flex-end; min-height: 27px; }
.check-control, .switch-control { display: inline-flex; align-items: center; gap: 8px; color: #4b574f; font-size: .78rem; font-weight: 800; cursor: pointer; }
.check-control input { width: 17px; height: 17px; accent-color: var(--forest-700); }
.included-pill { background: var(--sage-150); color: var(--forest-700); }
.switch-control input { position: absolute; opacity: 0; pointer-events: none; }
.switch-track { width: 34px; height: 19px; border-radius: 999px; background: #cbd2cd; position: relative; transition: .2s; }
.switch-track::after { content: ''; position: absolute; width: 13px; height: 13px; top: 3px; left: 3px; background: #fff; border-radius: 50%; box-shadow: 0 1px 3px rgba(0,0,0,.2); transition: .2s; }
.switch-control input:checked + .switch-track { background: var(--forest-700); }
.switch-control input:checked + .switch-track::after { transform: translateX(15px); }
.switch-control:has(input:focus-visible) .switch-track { outline: 3px solid rgba(53,91,78,.2); outline-offset: 2px; }
.compact-field { gap: 5px; font-size: .72rem; }
.compact-field input { padding: 9px 10px; border-radius: 10px; }
.actual-field { opacity: .68; }
.actual-field.is-active { opacity: 1; }
.money-input { display: grid; grid-template-columns: auto 1fr; align-items: center; border: 1px solid #cfd6d0; background: #fff; border-radius: 10px; overflow: hidden; }
.money-input > span { color: var(--muted); padding-left: 10px; font-weight: 800; }
.money-input input { border: 0 !important; box-shadow: none !important; }

.wizard-actions { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 18px; }
.button { border: 1px solid transparent; border-radius: 999px; padding: 11px 18px; font-weight: 800; font-size: .88rem; display: inline-flex; align-items: center; justify-content: center; gap: 8px; text-decoration: none; transition: .18s ease; }
.button:hover { transform: translateY(-1px); }
.button-primary { background: var(--forest-800); color: #fff; box-shadow: 0 8px 22px rgba(40,72,62,.17); }
.button-primary:hover { background: var(--forest-950); color: #fff; }
.button-secondary { background: #fff; border-color: var(--border); color: var(--forest-800); }
.button-secondary:hover { border-color: #bcc6bf; color: var(--forest-950); }
.button-copper { background: var(--copper-500); color: #fff; }
.button-ghost { background: transparent; color: var(--forest-700); border-color: transparent; }

.results-step { background: transparent; border: 0; box-shadow: none; padding: 0; }
.results-hero { background: linear-gradient(135deg, var(--forest-950), #2f5145); color: #fff; border-radius: var(--radius); padding: clamp(28px, 5vw, 50px); position: relative; overflow: hidden; box-shadow: var(--shadow-md); }
.results-hero::after { content: ''; position: absolute; width: 240px; height: 240px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; right: -80px; top: -95px; }
.results-hero .step-kicker { color: var(--copper-300); }
.results-hero h2 { margin: 7px 0 7px; font: 600 clamp(2.1rem, 5vw, 3.8rem)/1 var(--serif); letter-spacing: -.035em; }
.results-hero p { margin: 0; color: #c4d1ca; }
.metric-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 12px; margin-top: 28px; position: relative; z-index: 1; }
.metric-card { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 15px; padding: 16px; }
.metric-card.primary { grid-column: span 2; background: #fff; color: var(--forest-950); }
.metric-card span { display: block; font-size: .7rem; text-transform: uppercase; letter-spacing: .08em; color: #b9c9c1; font-weight: 800; }
.metric-card.primary span { color: var(--muted); }
.metric-card strong { display: block; margin-top: 3px; font: 600 clamp(1.55rem, 3.3vw, 2.55rem)/1 var(--serif); }
.metric-card.primary strong { font-size: clamp(2.3rem, 5vw, 4rem); }
.reserve-card { display: grid; grid-template-columns: 1fr auto; gap: 18px; margin-top: 12px; border: 1px solid rgba(255,255,255,.13); border-radius: 15px; padding: 16px; background: rgba(255,255,255,.05); align-items: center; }
.reserve-card p { font-size: .78rem; color: #b9c9c1; margin: 3px 0 0; max-width: 620px; }
.reserve-card strong { font: 600 1.55rem var(--serif); }
.results-actions { display: flex; flex-wrap: wrap; gap: 9px; margin: 17px 0 0; }
.results-actions .button-secondary { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.16); color: #fff; }
.results-actions .button-secondary:hover { background: rgba(255,255,255,.13); }

.period-bar { margin: 24px 0 12px; display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.period-bar h3 { margin: 0; font: 600 1.45rem var(--serif); color: var(--forest-950); }
.period-toggle { display: inline-flex; padding: 4px; background: #ecefe9; border-radius: 999px; gap: 2px; }
.period-toggle button { border: 0; background: transparent; color: var(--muted); border-radius: 999px; padding: 8px 11px; font-size: .72rem; font-weight: 800; }
.period-toggle button.is-active { background: #fff; color: var(--forest-950); box-shadow: 0 2px 7px rgba(32,54,47,.09); }
.chart-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.chart-card { background: var(--paper); border: 1px solid var(--border); border-radius: 17px; padding: 18px; min-width: 0; }
.chart-card.wide { grid-column: span 2; }
.chart-card h4 { margin: 0 0 2px; font: 600 1.12rem var(--serif); color: var(--forest-950); }
.chart-card > p { margin: 0 0 12px; color: var(--muted); font-size: .75rem; }
.chart-holder { position: relative; min-height: 280px; }
.chart-holder.tall { min-height: 340px; }
.chart-fallback { padding: 20px; border-radius: 12px; background: var(--cream-100); color: var(--muted); }
.chart-data-details { margin-top: 12px; border-top: 1px solid var(--border); padding-top: 10px; }
.chart-data-details summary { cursor: pointer; color: var(--forest-700); font-size: .72rem; font-weight: 800; }
.data-table { width: 100%; border-collapse: collapse; margin-top: 8px; font-size: .72rem; }
.data-table th, .data-table td { padding: 6px 7px; border-bottom: 1px solid #eceeea; text-align: right; }
.data-table th:first-child, .data-table td:first-child { text-align: left; }

.insight-card { margin-top: 14px; background: #f4f0e8; border: 1px solid #e5ddd0; border-radius: 17px; padding: 20px; }
.insight-card h3 { margin: 0 0 10px; font: 600 1.35rem var(--serif); }
.insight-card ul { margin: 0; padding-left: 22px; display: grid; gap: 7px; color: #4f5b53; }
.insight-card li::marker { color: var(--copper-500); }
.detail-card { margin-top: 14px; background: var(--paper); border: 1px solid var(--border); border-radius: 17px; overflow: hidden; }
.detail-card summary { padding: 17px 20px; cursor: pointer; font-weight: 800; color: var(--forest-950); background: #fbfaf7; }
.detail-table-wrap { overflow-x: auto; }
.detail-table { width: 100%; border-collapse: collapse; min-width: 690px; font-size: .78rem; }
.detail-table th, .detail-table td { padding: 11px 14px; border-top: 1px solid #eceeea; text-align: right; }
.detail-table th:first-child, .detail-table td:first-child, .detail-table th:nth-child(2), .detail-table td:nth-child(2) { text-align: left; }
.detail-table thead th { color: var(--muted); font-size: .68rem; text-transform: uppercase; letter-spacing: .05em; background: #fdfcf9; }
.detail-table tfoot th, .detail-table tfoot td { font-weight: 900; background: #f4f7f4; }
.table-note { display: inline-flex; margin-left: 6px; padding: 2px 5px; border-radius: 999px; background: #e7efe9; color: #3d684e; font-size: .58rem; vertical-align: middle; }
.result-disclaimer { margin-top: 14px; font-size: .72rem; color: var(--muted); padding: 12px 14px; border-left: 3px solid var(--copper-500); background: #fffaf4; }

.education-section { padding: 72px 24px; background: #fff; border-top: 1px solid #edf0eb; }
.content-inner { max-width: 1060px; margin: auto; }
.content-heading { max-width: 760px; margin-bottom: 34px; }
.content-heading h2 { font: 600 clamp(2.1rem, 4.5vw, 3.6rem)/1.06 var(--serif); letter-spacing: -.035em; margin: 8px 0 10px; color: var(--forest-950); }
.content-heading p { margin: 0; color: var(--muted); }
.education-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 18px; }
.education-card { border-top: 1px solid var(--border); padding: 18px 0 8px; }
.education-card h3 { font: 600 1.18rem var(--serif); margin: 0 0 6px; color: var(--forest-950); }
.education-card p { margin: 0; color: #5c665f; font-size: .9rem; }

.cta-section { padding: 70px 24px; background: var(--forest-950); color: #fff; }
.cta-inner { max-width: 990px; margin: auto; display: grid; grid-template-columns: 1.5fr .8fr; gap: 30px; align-items: center; }
.cta-inner h2 { font: 600 clamp(2.1rem, 4vw, 3.4rem)/1.02 var(--serif); margin: 7px 0 12px; }
.cta-inner p { margin: 0; color: #c5d1ca; max-width: 690px; }
.cta-actions { display: grid; gap: 10px; }
.cta-actions .button { width: 100%; }
.cta-actions .button-secondary { background: rgba(255,255,255,.08); color: #fff; border-color: rgba(255,255,255,.16); }

.site-footer { padding: 28px 24px 40px; background: #14251f; color: #aebdb5; }
.footer-inner { max-width: 1100px; margin: auto; display: grid; grid-template-columns: 1fr auto; gap: 22px; align-items: start; }
.footer-inner p { margin: 7px 0 0; font-size: .72rem; max-width: 770px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 12px; justify-content: flex-end; }
.footer-links a, .footer-links button { border: 0; background: transparent; color: #d7e0db; padding: 0; font-size: .76rem; text-decoration: none; }
.footer-links a:hover, .footer-links button:hover { color: #fff; }

.modal { position: fixed; inset: 0; z-index: 100; background: rgba(14, 27, 23, .72); padding: 24px; overflow: auto; display: grid; place-items: center; }
.modal-panel { width: min(860px, 100%); max-height: min(88vh, 900px); overflow: auto; background: var(--paper); border-radius: 20px; box-shadow: 0 28px 90px rgba(0,0,0,.28); }
.modal-header { display: flex; justify-content: space-between; gap: 18px; padding: 22px 24px 16px; border-bottom: 1px solid var(--border); position: sticky; top: 0; background: rgba(255,253,248,.96); backdrop-filter: blur(12px); z-index: 2; }
.modal-header h2 { margin: 0; font: 600 1.7rem var(--serif); color: var(--forest-950); }
.modal-close { width: 36px; height: 36px; display: grid; place-items: center; border: 1px solid var(--border); border-radius: 50%; background: #fff; color: var(--ink); }
.modal-body { padding: 22px 24px 28px; }
.modal-body h3 { font: 600 1.2rem var(--serif); color: var(--forest-950); margin: 22px 0 8px; }
.modal-body p, .modal-body li { color: #58635b; font-size: .88rem; }
.source-list { display: grid; gap: 10px; margin-top: 16px; }
.source-card { padding: 14px; border: 1px solid var(--border); border-radius: 13px; background: #fff; }
.source-card > div { display: flex; justify-content: space-between; gap: 12px; }
.source-card strong { color: var(--forest-950); font-size: .84rem; }
.source-card span { color: var(--muted); font-size: .68rem; white-space: nowrap; }
.source-card p { margin: 5px 0 6px; font-size: .76rem; }
.source-card a { font-size: .72rem; font-weight: 800; text-decoration: none; }

.toast { position: fixed; z-index: 200; right: 18px; bottom: 18px; background: var(--forest-950); color: #fff; border-radius: 12px; padding: 12px 15px; box-shadow: var(--shadow-md); font-size: .82rem; transform: translateY(15px); opacity: 0; transition: .2s; }
.toast.show { transform: translateY(0); opacity: 1; }

.sr-only { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0,0,0,0) !important; white-space: nowrap !important; border: 0 !important; }
:focus-visible { outline: 3px solid rgba(183,131,83,.38); outline-offset: 3px; }

@media (max-width: 960px) {
  .app-shell { grid-template-columns: 1fr; }
  .progress-sidebar { display: none; }
  .mobile-progress { display: block; position: sticky; top: 78px; z-index: 30; }
  .chart-grid { grid-template-columns: 1fr; }
  .chart-card.wide { grid-column: auto; }
  .cta-inner { grid-template-columns: 1fr; }
  .cta-actions { grid-template-columns: repeat(2, minmax(0,1fr)); }
}

@media (max-width: 720px) {
  .header-inner { padding: 8px 16px; }
  .header-link { font-size: .78rem; }
  .hero { padding: 54px 18px 38px; }
  .calculator-wrap { padding: 0 14px 48px; }
  .wizard-step { border-radius: 17px; padding: 22px 17px; }
  .field-grid, .choice-grid, .education-grid { grid-template-columns: 1fr; }
  .location-card { grid-template-columns: 1fr; }
  .cost-row { grid-template-columns: 1fr; gap: 16px; }
  .row-control-top { justify-content: flex-start; }
  .preview-card { align-items: flex-start; flex-direction: column; gap: 5px; }
  .section-intro { align-items: flex-start; flex-direction: column; gap: 8px; }
  .starting-point-note { white-space: normal; }
  .metric-grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .metric-card.primary { grid-column: span 2; }
  .reserve-card { grid-template-columns: 1fr; }
  .period-bar { align-items: flex-start; flex-direction: column; }
  .period-toggle { width: 100%; overflow-x: auto; }
  .period-toggle button { flex: 1 0 auto; }
  .results-actions .button { flex: 1 1 46%; }
  .cta-actions { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-links { justify-content: flex-start; }
  .modal { padding: 10px; }
  .modal-header, .modal-body { padding-left: 17px; padding-right: 17px; }
}

@media (max-width: 440px) {
  .hero h1 { font-size: 2.45rem; }
  .brand-logo { height: 34px; max-width: 126px; }
  .header-link span { display: none; }
  .metric-grid { grid-template-columns: 1fr; }
  .metric-card.primary { grid-column: auto; }
  .wizard-actions .button { flex: 1; }
  .results-actions .button { flex: 1 1 100%; }
}

@media print {
  @page { size: auto; margin: 0.55in; }
  body { background: #fff !important; color: #111; }
  .site-header, .hero, .progress-sidebar, .mobile-progress, .wizard-actions, .education-section, .cta-section, .site-footer, .results-actions, .period-bar, .chart-data-details, .toast { display: none !important; }
  .calculator-wrap { max-width: none; padding: 0; }
  .app-shell { display: block; }
  .wizard-step { display: none !important; box-shadow: none; border: 0; padding: 0; }
  .wizard-step.results-step { display: block !important; }
  .results-hero { background: #fff !important; color: #111 !important; box-shadow: none; border: 1px solid #aaa; padding: 20px; }
  .results-hero h2, .results-hero p, .results-hero .step-kicker { color: #111 !important; }
  .metric-card, .metric-card.primary, .reserve-card { background: #fff !important; color: #111 !important; border: 1px solid #bbb; break-inside: avoid; }
  .metric-card span, .reserve-card p { color: #444 !important; }
  .chart-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .chart-card { break-inside: avoid; box-shadow: none; }
  .insight-card, .detail-card { break-inside: avoid; }
  .detail-card[open] .detail-table-wrap { display: block; }
  a { color: #111; text-decoration: none; }
}

/* Dependency-free SVG chart renderer */
.svg-chart { width: 100%; min-height: 260px; display: grid; place-items: center; }
.svg-chart svg { display: block; width: 100%; height: auto; max-height: 330px; overflow: visible; }
.svg-chart text { font-family: var(--sans); fill: #56605a; }
.svg-chart .legend-label { font-size: 12px; font-weight: 700; fill: var(--forest-900); }
.svg-chart .legend-value { font-size: 10px; fill: var(--muted); }
.svg-chart .donut-total-label { font-size: 11px; text-transform: uppercase; letter-spacing: .08em; fill: var(--muted); }
.svg-chart .donut-total-value { font-size: 19px; font-weight: 800; fill: var(--forest-950); }
.svg-chart .donut-segment, .svg-chart .bar { transition: opacity .18s ease, transform .18s ease, filter .18s ease; transform-box: fill-box; transform-origin: center; }
.svg-chart .donut-segment:hover, .svg-chart .donut-segment:focus, .svg-chart .bar-group:hover .bar, .svg-chart .bar-group:focus .bar { opacity: .82; filter: saturate(1.15); outline: none; }
.svg-chart .donut-segment:focus { stroke: #fff; stroke-width: 3; }
.svg-chart .bar-track { fill: #edf1ed; }
.svg-chart .bar-label { font-size: 12px; font-weight: 700; fill: var(--forest-900); }
.svg-chart .bar-value { font-size: 11px; font-weight: 700; fill: var(--muted); }
.svg-chart .column-label { font-size: 11px; font-weight: 700; fill: var(--forest-900); }
.svg-chart .column-value { font-size: 12px; font-weight: 800; fill: var(--forest-950); }
.svg-chart .axis-line { stroke: #dfe5df; stroke-width: 1; }
.svg-chart .empty-chart { margin: auto; color: var(--muted); font-size: .85rem; text-align: center; }